| A | B |
|---|
| school | It's best to start career planning while youre still in __________ and continue your whole life |
| service | Over the coming years, THESE industries are expected to have the greatest career potential in the United States. |
| cooperative ed | combines school with work-related experience |
| references | THESE are NOT included at the end of a résumé. |
| resignation | best way to tell an employer you are leaving your job is to write a short, polite letter of _________________ |
| junior college | A community college is sometimes referred to as |
| personal assessment | FIRST step in the career planning process |
| database | an organized collection of information with items that are related in some way to one another. |
| cell | location where a spreadsheet column and row intersect |
| Local memory storage | CDs, DVDs, and magnetic tapes are all examples of THIS |
| e-commerce | refers to conducting business transactions using the Internet or other technology. |
| robots | THESE can perform simple mechanical tasks, but they can also see, hear, smell, and feel. |
| social networking | It is good to use THESE sites for professional networking |
| hardware | physical elements of a computer system |
| consumers | NOT all marketing is directed at this group, it is also directed at businesses as well |
| target market | first step in developing a marketing strategy is to determine THIS |
| primary | Studies carried out to gather new information specifically directed at a current problem is THIS type of marketing research |
| efficiciency | Businesses gain THIS by producing large numbers of products at one time. |
| MOST | Personalized promotion is the most effective at closing a sale but is also the __________expensive form of marketing communication. |
| effective | Promotion can be made more ___________ by choosing target markets and studying their needs and decision-making processes. |
| marketing functions | THESE include pricing, promotion, selling and several others |
| selling | The marketing function involves communicating directly with potential customers to determine their needs |
| revenue | All income that a business receives over a period of time |
| accounts payable | record identifies the companies from which credit purchases were made and the status of each account. |
| income | Sales, expenses, and profits or losses for a specific period are reported on THIS statement |
| direct deposit | Employees in most businesses receive their pay THIS way |
| payroll taxes | THESE consist of income taxes, Social Security, Medicare, and unemployment taxes. |
| profit | IF revenue is greater than expenses then you will have this |
| business budget | Goals of THIS include:to determine the sources and amounts of income, predict the types and amounts of expenses, & determine how income will be distributed to cover expenses |
| budgeting | The first step of THIS process is to prepare a list of each type of income and expense that will be part of the budget. |
| production | The economy begins with THIS |
| several | Typically, _________manufacturers are a part of the total activity needed to produce goods that are purchased by consumers or other businesses. |
| outdated | The traditional assembly line is quickly becoming an ____________ production |
| facilities | Energy and environmental management is a responsibility of THIS manager |
| collaboration/groupware | THIS software provides real-time communications capabilities by voice, text, and video. |
| manufacturer | This type of business obtains materials from other producers and converts them into products for sales to consumers and other businesses. |
| extraction and cultivation | the most basic form of production |
| custom manufacturing. | Building a specific and unique product to meet the needs of one customer is done with THIS |
| product-testing | Many manufacturers pay THESE organizations to perform safety tests on their products. |
| ALL | THESE states have consumer protection agencies. |
| least | It's not always the best decision to buy the __________ expensive item |
| store | brands are usually sold at a lower cost than national brands. |
| guarantee | a promise made by the manufacturer or dealer that a product is of a certain quality. |
| service | The right to THIS means that consumers can expect convenience, courtesy, and responsiveness to consumer problems and needs |
| smartphones | THIS has become the number one source of fraudulent offers to consumers. |
| business | product labels, advertising, and customer service departments are ALL __________ sources of consumer information |
| brand | a name given to a product or service to distinguish it from other similar and competitive items. |
| financial status | The process of good money management should start with knowing your current THIS |
| W-2 | a summary of a worker’s earnings for the previous year and includes the amount deducted for taxes |
| frequently | Tax laws and tax forms change ____________. |
| financial planning | THIS generally reduces an individual’s financial uncertainties. |
| DIFFERENT | All people have ____________ financial planning goals depending on which stage of life they are in. |
| annuity | An amount of money an insurance company pays to a person who has previously deposited money with the company |
| standard | Recent changes in the tax code have increased the THIS deduction and replaced the use of exemptions for calculating taxable income. |
| personal computer | an example of a personal asset |
| lending | Banks are prohibited from ____________ all of the money they receive from customers |
| $50 | If you lose your debit card, your liability for unauthorized use is only $_______if you notify your financial institution within two days of the loss. |
| prepaid | THIS type of debit card has to be preloaded with money |
| canceled | THIS check is a check that has been paid by the bank |
| $250,000 | Except for some retirement accounts, the FDIC insures all accounts in the same name at each bank up to THIS amount |
| cryptocurrencies | THIS is NOT guaranteed by the Federal Reserve system. |
| safe deposit box | You can store valuables at a bank by purchasing the use of THIS |
| interest-earning | THIS type of checking account usually earns interest only if the account stays above the required amount. |
| Investing | using your savings to earn more money. |
| bondholders | Before a corporation can pay dividends to stockholders it must first pay THESE people |
| risk | higher _____ investments pay higher yields than lower risk investments. |
| real estate | Land and anything attached to it |
| speculative investment. | An investment with an unusually high risk |
| 10% | Financial planning experts encourage people to deposit THIS much of their income into a savings account or other investment each month. |
| interest | The money you receive for letting others use your money |
