| A | B |
|---|
| Additional Liability Insurance (ALI) | an optional coverage that can be purchased by a renter for Avis rentals |
| Supplemental Liability Insurance (SLI) | an optional coverage that can be purchased by a renter for Budget or Payless rentals |
| Corporate Coverage | a coverage in which ABG is the preferred rental car company for employees traveling on business |
| Tour Coverage | an all-inclusive voucher that provides primary liability coverage among other coverages |
| Daily Rental Coverage | if ALI/SLI or Tour doesn't apply and there is no Corporate Coverage, we look to the State Primacy Law to determine how this coverage should apply |
| Primary Coverage | state law requiring us to be first in line to pay, up to the state minimums |
| Shift/Secondary Coverage | renter or driver's carrier is the first to pay for the loss - if they have coverage elsewhere, we owe nothing |
| Excess Coverage | renter or driver's carrier is the first to pay for the loss - if they don't have enough coverage, we will pay the difference up to minimum state limits |
| Co-Primary | ABG and the renter or driver's carrier shares the loss, pro-rata to the state minimums |
| Walk Away States | if no optional or corporate coverage purchased, and the loss state and rental state (or a combination of the two) are CA or TX, we are not legally obligated to provide coverage |
| Contract Violations | UADs (Unauthorized Drivers), DWIs (Driving while intoxicated), and Non-Cooperation are common types of these |
