| A | B |
|---|
| Signature Card | bank form authorizing signature on checks |
| ABA number | specific bank in Federal Reserve |
| Endorsement | authorized signature on back of check |
| restrictive endorsement | safest for deposit only |
| blank endorsement | signature only |
| special/full endorsement | assign check to another |
| least safe endorsement | blank |
| payee | to whom the check was written |
| drawer | person who signs a check |
| drawee | the bank on whom the check is written |
| cancelled checks | copies of checks with bank statement |
| outstanding deposits | deposits not on bank statement |
| outstanding checks | checks not on bank statement |
| NSF Check | Not Sufficient Funds |
| EFTS | Electronic Funds Transfer System |
| debit card | access to checking account |
| bank service charge | fee charged by bank |
| deposit slip | bank form listing deposits |
| stop payment order | demand by the depositor to not honor a check |
| voiding a check | writing across the face of a check |
| internal controls | steps business takes to protect cash |
| external controls | controls on cash outside of the business |
| bank statement | itemized record of all transactions in an account |
| depositor | person or business has cash in bank |
| reconciling | process of determining difference in balances |
