| A | B |
|---|
| Capacity | The factor in credit that refers to a customer's ability to pay a debt when it is due. |
| Capital | The factor in credit that refers to the value of the borrower's possessions. |
| Character | The factor in credit that refers to a customer's honesty and willingness to pay a debt when it is due. |
| Credit | The privilege of using someone else's money for a period of time. |
| Creditor | One who sells on credit or makes a loan. |
| Credit Rating | A person's reputation for paying debts on time |
| Credit Reference | Businesses or individuals from whom you have received credit in the past and/or who can help verify your credit record. |
| Debtor | One who buys on credit or receives a loan. |
| Loan Credit | Borrowing money to be used later for some special purpose. |
| Sales Credit | Credit that is offered at the time of the sale. |
| Trade Credit | A business receives goods from a wholesaler and pays for them at a later specified date. |
| Trust | The creditor's belief that the debtor will honor the promise to pay later for goods and services that have already been received and used. |
