| A | B |
|---|
| AA | STD Contract of the 80's |
| ABCM | Activity Based claims Management |
| ABI | Automatic Benefit Increase |
| ABS | Accelerated Benefits Services |
| ACM | Active Claims Management |
| ADBS | Associate Disability Benefits Specialist |
| ADA | Americans with Disablities Act |
| AD&D | Accicental Death & Dismemeberment |
| ADEA | Age Discrimination in Employement Act |
| ADLs | Activities of Daily Living |
| AIB | Automatic Benefit Increase |
| AMI | Additional Monthly Indemnity |
| Any Occ | Any Occupation |
| A&S | Accident and Sickness Benefits |
| AP | Attending Physician |
| App | Application |
| APS | Attending Physician's Statment |
| AP&C | Advance Pay and Close |
| ARDI | Annual Renewable Disability Income |
| ASO | Administrative Services Only |
| Att | Attention |
| Auth/Au | Authorization |
| BAS | Benefits Administration System |
| BB | Basic Benefit |
| BC | Birth Certificate |
| BCA | Benefits Center Assistant |
| BCC | Benefits Center Coordinator |
| BCRII | Benefit Center Representative II |
| BCS | Benefits Center Specialist |
| Bens | Benefits |
| Bkdr | Backdoor |
| BEF | Back End Film |
| BLU | Blindness Loss of Use |
| BOE/OEB | Business Overhead Expense |
| BMB | Basic Monthly Benefit |
| BME | Basic Monthly Earnings |
| BP | Benefit Period/Blood Pressure |
| BWE | Basic Weekly Earnings |
| Calc | Calculation |
| CAF | Cardia Assessment Form |
| CAT | Catastrophic Disablity Benefit |
| CCC | Customer Contact Center |
| CCM | Clinical Case Manager |
| CCU | Comprehensive Claims Unit |
| CCV | Common Customer View |
| CD | Cardiac Impairment Unit |
| Cess | Cessation |
| CEV | Customr Elgiblity View |
| CFP | Cash Flow Plus |
| CIB | Casualty Index Bureau |
| CID | Change in Definition |
| CLIC | Commercial Life Insurance Company |
| CLN/Clmt | Claimant |
| CMI | Current Monthly Income |
| CMB | Call Me Back |
| CMO | Cheif Medical Officer |
| CNA | Certified Nurse Assistant |
| C of C/COC | Continuity of Coverage |
| COBRA | Consolidated Omnibus Budget Reconciliation Act |
| COL | College Benefit Rider |
| COLA/COLB | Cost of Living Adjustment/Benefit |
| Comm Date | Commencement Date |
| Contrib | Contributory |
| CPA | Certified Public Accountant |
| CPI | Consumer Price Index |
| CPT | Current Procedural Terminology |
| CRS | Clinical Review Specialist |
| CRU | Claims Reassessment Unit |
| CXC | Contract of the 1990's |
| DAS | Disability Annuity Supplement |
| DBA | Disability Benefit Act/Assistant |
| DBL | Disability Benefits Law |
| DBS | Disability Benefits Specialist |
| DI | Disability Income |
| DICS | Disability Income Customer Service |
| DIR | Disability Income Record |
| Dis | Disability/Disabled |
| Dis Date | Disability Date |
| DMG | Duration Managment Guidelines |
| DMO | Designated Medical Officer |
| Div | Division |
| DOD | Date of Disability/Death |
| DOH | Date of Hire |
| DOI | Date of Injury |
| DSU | Data Search Unit |
| Dur | Duration |
| Dx | Diagnosis/Description |
| EA | Earnings Adjustment |
| EAP | Employee Assistance Program |
| EBC | Extended Benefits Center |
| EBO | Employee Benefits Office |
| EC | Enrollment Card |
| EDB | Extended Duration Benefits |
| EDC | Expected Date of Confinement |
| EDOC | Effective Date of Coverage |
| EDT | Estimated Date of Termination |
| EDU | Extended Duration Unit |
| EE | Employee |
| EEH | Education and Employment History Form |
| EFCE | Estimated Functional Capacity Evaluation Form |
| EFAF | Estimated Functional Abilities Form |
| EFT | Electronic Funds Transfer |
| Eff | Effective |
| Elig | Eligiblity |
| EOB | Explanation of Benefits |
| EOI | Evidence of Insurability |
| EP | Elimination Period |
| ER | Employer |
| ERD | Expected Resolution Date |
| ERISA | Employee Retirement Security Act |
| FC | Field Consultant |
| FCE/FCA | Functional Capacities Evaluation/Assessment |
| FCM | Field Case Management |
| FCR | Field Claim Representative |
| FCT | Financial Consulting team |
| FI | Fully Insured |
| FICA | Federal Insurance Contributions Act |
| FIS | Field Investigative Service |
| FIT | Federal Income Tax |
| FICA | Federal Insurance Contributions Act |
| FIS | Field Investigative Service |
| FIT | Federal Income Tax |
| FF | Flag for Follow Up |
| FIO | Future Income Option |
| Flup | Follow Ups |
| FMLA | Family & Medical Leave Act |
| FRS | Field Representative Services |
| FRU | Financial Recovery Unit |
| FSS | Family Social Security |
| FSU | Financial Support Unit |
| FT | Full Time |
| FVS | Field & Vendor Services |
| GI | Guaranteed Issue Contract |
| GMB | Gross Monthly Benefit |
| GM | General Medical Impairment Unit |
| GPI | Guaranteed Physical Insurability |
| GSI | Guaranteed Standard Issue |
| GUL | Group Universal Life |
| HCI | Health Claim Index |
| HCPCS | Health Care Financiing Common Procedure Coding System |
| HO | Home Office |
| HOS | Hospital Income Benefit |
| HR | Human Resources/Hospital Records |
| Hx | History |
| IA | Independant Assessment |
| IAN | Independant Assessment Network |
| ICP | Integrated Claims Process |
| ID | Individual Disability |
| IDI | Individual Disability Income |
| II | Income Insurance |
| IL | Initial Liability |
| IME | Independant Medical Examination/Evaluation |
| Inc Max | Increased Maximum |
| INDX | Indexing |
| IOV | Initial Office Visit |
| IPC | Initial Phone Call |
| IPO | Income Purchase Option |
| IPV | Initial Physicians Visit |
| ISB | Income Security Benefit |
| JA | Job Analysis |
| JDx/JD | Job Description |
| LAR | Libability Acceptance Rule |
| LCOI | Lifetime Continuation Option Increase |
| LDP | Lifelong Disability Protection |
| LDW | Last Day Worked |
| LHOS/LHOC | Limited Hospital Confinement Benefits |
| LOV | Last Office Visit |
| LMS | Leave Management Services/Labor Market Survey |
| LP | Limited Period Rider |
| LTC | Long Term Care |
| LTD | Long Term Disability |
| LTIP | Long Term Income Protection |
| LTOC | Long Term Own Occupation |
| LWOP | Life Waiver of Premium |
| MBP | Maximum Benefit Period |
| MAO | Maximum Allowable Offset |
| Max | Maximum |
| MC | Medical Consultant |
| MCE | Market Conduct Exam |
| MCR | Medically Credentialed Examination |
| MIN | Minimum Adjustment Benefit |
| ME | Monthly Earnings |
| Med | Medical |
| MGI | Modified Guaranteed Issued |
| MI | Monthly Indemnity |
| MIB | Medical Information Bureau |
| MMI | Maximum Medical Improvement |
| MMB | Minimum Monthly Benefit |
| MN/AD | Mental Nervous/Alcohol Drug Impairment Unit |
| M/N or M&N | Mental and Nervous |
| MPO | Malpractice Protection Option |
| MR | Medical Records |
| MVA | Motor Vehicle Accident |
| MUUP/MUNP | Marked Up Un-Paid/Marked Up Not Paid |
| Narr | Narrative |
| NB | Notice Blank |
| NBP | Net Payable Benefit |
| NDI | Non Disablin Injury Rider |
| NOC | Notice of Claim |
| Non-Contrib | Non-Contributory |
| NOS | Not Otherwise Specified |
| NOV | Next Office Visit |
| NPP | Non Payable Period |
| NPV | Net Present Value |
| NT | Notice of Claim |
| OA | Occupational Analysis |
| OC | Operational Consultant |
| Occ | Occupation |
| OCCRO | Occupational Rehabilitation Option |
| OCM | Ongoing Claims Management |
| OIB | Other Income Benefit |
| OOW | Out Of Work |
| OP | Overpayment |
| OR | Orthopedic Unit |
| OSP | On-Site Physician |
| OT | Occupational Therapy |
| OTC | Outgoing Telephone Call |
| OV | Office Visit |
| OVPR | Overpayment Reduction |
| Own Occ | Own Occupation |
| PA | Personal Activity |
| PABI | Primary Automatic Benefit Increase |
| PAF | Psychiatric Assessment Form Letter |
| PBB | Partial Basic Benefit |
| PB | Place of Business |
| PD | Partial Disability |
| PC | Personal Contact/Phone Call |
| PCE | Physical Capacities Evaluation |
| PED | Policy Effective Date |
| PEG | Policy Eligiblilty Group |
| Pens | Pension |
| PER | Partial Earnings Reduction |
| PERS | Public Employee Retirement System |
| PH | Policyholder |
| PHI | Personal History Interview |
| PLA | Provident Life & Accident |
| PLC | Provident Life & Casualty |
| PMI | Prior Monthly Income |
| PMIB | Primary Monthly Income Benefit |
| P&L | Profit & Loss Statement |
| POF | Payment Option Form |
| Pol | Policy |
| Pol. No. | Policy Number |
| PPL | Proportionate Loss |
| PR | Pension Retirement/Progress Report |
| Prior Man | Prior Manifestation |
| Pre-x | Pre-Existing |
| Prog | Prognosis |
| PSS | Primary Social Security |
| PT | Part-time/Physical Therapy |
| PTD | Permanently and Totally Disabled |
| QCC | Quality Compliance Consultant |
| QP | Qualification Period |
| QPS | Quality Performance Support |
| QR | Quality Review |
| RBO | Reserve Buy-Out |
| RC | Rehabilitation Coordinator |
| RD | Residual Disability Benefits |
| RSA | Regulatory Settlement Agreement |
| Rehab | Rehabilitation |
| REPIC | Reduced Elimination Period If Hospital Confined |
| RET | Retirement |
| RF | Residual Form |
| R&L | Restrictions & Limitations |
| RN | Registered Nurse |
| RO | Rule Out |
| ROM | Range of Motion |
| ROR | Reservation of Rights/Right of Recovery |
| RTC | Return Telephone Call |
| RTR | Round Table Review |
| RTW | Return To Work |
| Rx | Prescription |
| SABI | Secondary Automatic Benefit Increase |
| SBA | Senior Benefit Analyst |
| SC | Salary Continuation |
| SD | State Disability |
| SDI | State Disablity Insurance |
| SEQY/DEQY | Social Security Administration record of Earnings |
| SF | Self Funded |
| SHS | Supplemental Health Statement |
| SI | Self Insured |
| SIB | Survivor Income Benefit |
| SIS | Social Insurance Supplement |
| SIT | State Income Tax |
| SIU | Special Investigative Unit |
| SMB | Six-Month Benefit |
| SMIB | Secondary Monthly Income Benefit |
| SMU | Surveillance Management Unit |
| SRE | Supplement Residual Benefit |
| S/P | Status Post |
| SS | Social Security |
| SSA | Social Security Administration |
| SSCAP | Social Security Claimant Advocacy Program |
| SSDI | Social Security Disability Insurance/Income |
| SSI | Supplemental Security Insurance/Income |
| SSR | Social Security Retirement |
| STD | Short Term Disability |
| STRS | State Teachers Retirment System |
| Supp | Supplemental Statement |
| Surv Ben | Survivor Benefit |
| Sx | Symptoms |
| TD | Totally Disabled |
| TDB | Temporary Disability Benefit |
| TDI | Temporary Disablity Insurance |
| TDAO | Totally Disabled with Any Occupation |
| TDOO | Totally Disabled with Own Occupation |
| TOI | Treatment of Injury |
| TPA | Third Party Administrator |
| TPC | Telephonc Call/Telephone Personal Contact |
| T/R | Tax Return |
| TSA | Transferrable Skills Analysis |
| Tx | Treatment |
| UA | Umum America |
| UOO | Unrestricted Own Occupation |
| UW | Underwriting |
| VA | Vocational Analysis |
| V/M | Voice Mail |
| VRC | Vocational Rehabilitation Consultant |
| VRMA | Vocational Rehabilitation Maintenance Allowance |
| VWB | Voluntary Workplace Benefits |
