| A | B |
|---|
| barter | Trading one resource for another |
| community resource | People, facilities and resources that help you enjoy life improve skills and solve problems |
| conserve | To save or use carefully |
| human resources | Personal resources such as knowledge, skills imagination energy, time, family and friends |
| improvise | To come up with new ideas when a plan does not work |
| material resources | Physical objects, such as possessions and money |
| natrual resources | Things found in nature that people can use |
| pollution | The introduction of dirt and poisons into the environment |
| deadline | The time or date by which something must be done |
| dovetail | Overlapping activities in order to save time |
| procrastinating | Putting things off |
| automated teller machine | A computer that allows bank customers to perform banking transactions on their own |
| electronic funds transfer | Moving money from one bank account to another with the use of computers |
| fax | An exact copy or facsimile, of text or pictures that is sent over phone lines |
| Internet | An international network of computers |
| point-of-sale terminal | A machine that allows a person to use an ATM card instead of cash to pay for merchandise |
| technology | The application of scientific methods to help people meet their needs and wants |
| Annual percentage rate (APR) | How much a finance charge is in relation to the amount of money borrowed |
| Co-signing | Agreeing to be responsible for loan payments if the other party fails to make them |
| Credit | An arrangement in which someone receives money, merchandise, or a service now and promises to pay for it later |
| Credit application | A form asking for details about an applicant's job, bank accocunts, and past credit history |
| Credit limit | A maximum anount that can be charged |
| Creditor | A bank, business or individual to whom money is owed |
| Finance charge | An addition to the purchase price of an item bought on credit that is the cost of using the creditor's money |
| Grace period | A period of time in which borrowed money can be repaid without incurring a finance or late fee |
| Lease | To rent merchandise for a period dof time |
