Beliefs and Attitudes About Money Spring 2021


  1. My parents talk to me about our families finances:
    All the time
    Regularly, especially around big decisions
    Sometimes they include me
    I rarely anything about our families finances
    I am never included in those conversations


  1. During the recession of 2008 our family:
    Was dramatically impacted
    Had to make some changes
    I am not sure
    I saw only small changes
    Did not impact us at all


  1. Ever since the recession of 2008 our family have changed its' spending habits:
    Not at all
    Some small changes
    I am not sure
    There have been some changes
    We have made significant changes


  1. Learning about money is something I must do before I leave high school.
    Strongly disagree
    Somewhat disagree
    Have no Idea
    Somewhat agree
    Strongly Agree


  1. When I get my first job I expect to make:
    Minimum Wage
    $13.00 an hour
    $15.00 an hour
    $20.00 an hour
    $25.00 an hour


  1. What do you believe is the minimum family income in the U.S. in 2019?
    $40,000-$49,999
    $50,000-$59,999
    $60,000-$69,999
    $70,000-$79,999
    Over $80,000


  1. What will be the biggest determinate for you in choosing a career?
    What I am passionate about.
    Whatever gets me the most money.
    Is it easy to get a job in the field.
    How much good I can do for others.
    Not sure.


  1. Will your financial situation be different than your parents?
    Yes
    No
    I think so
    Probably not
    Have no idea


  1. What is your current knowledge of how money works?
    I am extremely knowledgeable
    I am very knowledgeable
    I am somewhat knowledgeable
    I am very weak with my knowledge of how money works
    I do not know anything about how money works


  1. The area I am strongest in when it comes to money is:
    Writing a check
    debit cards vs. credit cards
    taking out loans (student, auto, ect.)
    Creating and following budgets
    Saving money (short-term, mid-range, and long-term)


  1. The area I am most interested in learning about how money works is:
    Banks
    Savings
    Insurances
    Budgeting
    Information security


  1. When I get money, I get it from:
    My parents (allowance/gift/ect)
    My job
    I find ways to help others
    I borrow from my friends
    I get money from other family members


  1. If you are, or were saving money what was it for?
    High School clothes
    To give away to a charity
    College
    Buy a vehicle
    Buy something else


  1. The most expensive item I have bought with my own money is?
    Electronic device such as phone, music player, ect.
    I bought my own vehicle
    I am paying ongoing for my own insurance
    Bicycle or something equivalent
    I have not made any large purchases with my own money


  1. What do you believe you spend on a weekly basis (lunches, snacks, ect.)?
    $1.00-$5.00
    $10.00-$20.00
    $21.00-$50.00
    $51.00-$100.00
    Please don't tell, but it is more than $100.00


  1. If a $1,000 was given to you, you would?
    Give away part of it, save part of it, and spend part of it
    Spend it on something I really want
    I would save it in an account that is interest bearing
    Pay off or pay back a loan
    Give it away to those less fortunate


  1. The place I have learned the most about how money works:
    School/Teachers
    Parents
    On-line
    TV programs
    Book/Magazines/Reading


  1. If you could get more information about how money works from your parents, what topic would you like to know more about?
    Taxes
    Insurance needs/types
    Loans
    College costs
    Hackers


  1. Right now I currently have at least one of these in my personal name: (Mark all that apply)
    Bank Account/Checking
    An investment account
    A Credit Card
    A Loan
    I have nothing in my name


  1. If you received $25,000 suddenly you would:
    Give away part of it, save part of it, and spend part of it
    Spend it on something I really want
    I would save it in an account that is interest bearing
    Pay off or pay back a loan
    Give it away to those less fortunate


  1. Briefly describe your current knowledge of money.