Teens & Money Survey

Money Attitudes, Behaviors and Concerns of Teens
Name: 


  1. It's important to know how to live within your means and to have good money habits to be successful in life.
    Yes
    No


  1. I like the feeling of earning and managing my own money.

    Yes
    No


  1. I would like and expect my parents to stop supporting them before age 25.

    Yes
    No


  1. It’s important to me to have a lot of money in my life.
    Yes
    No


  1. I define success as to not have to rely on others for money.
    Yes
    No


  1. The amount of money I can make will influence the career I choose.
    Yes
    No


  1. I know I will succeed in life.
    Yes
    No


  1. I’ll be earning “plenty of money” when I'm out on my own.
    Yes
    No


  1. Financially I will do better than my parents/guardians.
    Yes
    No


  1. I am knowledgeable about money management, including budgeting, saving and investing.
    Yes
    No


  1. I am prepared to deal with the adult financial world after high school.
    Yes
    No


  1. I know what a 401(k) plan is.
    Yes
    No


  1. I know how income taxes work.
    Yes
    No


  1. I know how to invest money to make it grow.
    Yes
    No


  1. I know what a credit score is.

    Yes
    No


  1. I know whether a check-cashing service/store is good to use.
    Yes
    No


  1. I know how credit card interest and fees work.
    Yes
    No


  1. I know how to pay for college.
    Yes
    No


  1. I know how to establish good credit.
    Yes
    No


  1. I know how to pay bills.
    Yes
    No


  1. Based on the career that interests me the most, I’ll be earning an average annual salary of $________________________.


  1. I know how to balance a checkbook/check accuracy of a bank statement.
    Yes
    No


  1. I know how to budget your money.
    Yes
    No


  1. I know how to use a credit card.
    Yes
    No


  1. I know how to use a debit card.
    Yes
    No


  1. I know how to write a check.
    Yes
    No


  1. I know how to shop for the best deal when making a purchase.
    Yes
    No


  1. I buy things online.
    Yes
    No


  1. I use PayPal or another account designed for online transactions.
    Yes
    No


  1. I make bank transactions online.
    Yes
    No


  1. I sell things online.
    Yes
    No


  1. I am concerned about online identity theft and fraud.
    Yes
    No


  1. I use cash.
    Yes
    No


  1. I own ATM/debit card.
    Yes
    No


  1. I use my parent’s/guardians’ ATM/debit card.
    Yes
    No


  1. I write checks.
    Yes
    No


  1. I own a credit card.
    Yes
    No


  1. I use a PalPal or another online account.
    Yes
    No


  1. I have money saved.
    Yes
    No


  1. I have more than $100 in savings.
    Yes
    No


  1. I am young, so saving money isn’t that important.
    Yes
    No


  1. If working, when they get paid, they are most likely to save some money and spend some.
    Yes
    No


  1. Upon getting paid, they are most likely to deposit the money in a checking or savings account.
    Yes
    No


  1. Their main reason for saving is to have enough money for long-term future plans, like college or a car.
    Yes
    No


  1. I am saving for the short term, for things like CDs and clothes.
    Yes
    No


  1. I am saving for bigger purchases like an iPod or computer.
    Yes
    No


  1. I am saving for an emergency.
    Yes
    No


  1. I am saving for the short term.
    Yes
    No


  1. I am saving for the long term.
    Yes
    No


  1. I get my money from
        1 2 3 4 5 6 7
    gifts  
    jobs  
    ask for money from parents/guardians  
    allowance tied to chores  
    allowance not tied to chores  
    selling things  
    borrowing from others  


  1. I am spending an average of about $_____________ in a typical week.


  1. I am not spending any money in a typical week.
    Yes
    No


  1. I have a cell phone.
    Yes
    No


  1. I have an iPod or mp3 player.
    Yes
    No


  1. I own a video game console/system.
    Yes
    No


  1. I have their own computer.
    Yes
    No


  1. I have a car.
    Yes
    No


  1. I have an ATM/debit card in parents'/guardians' name that I use.
    Yes
    No


  1. I have a credit card in parents'/guardians' name that I use.
    Yes
    No


  1. I have a credit card in own name.
    Yes
    No


  1. I have stocks and investments in an account that's held for me.
    Yes
    No


  1. I have a Paypal account.
    Yes
    No


  1. I have a checking account.
    Yes
    No


  1. I have an ATM/debit card in own name.
    Yes
    No


  1. I have cash saved at home.
    Yes
    No


  1. I have a savings account.
    Yes
    No


  1. I don’t like the way it feels to owe someone money.
    Yes
    No


  1. I am in debt.
    Yes
    No


  1. I am concerned about paying it back the money I owe.
    Yes
    No


  1. I prefer buying things with a credit card than cash.
    Yes
    No


  1. It is easier to buy things with a credit card than cash.
    Yes
    No


  1. The average amount of money I owe is close to $____________ .


  1. I am motivated by my parents’ behavior.
    Yes
    No


  1. My parents/guardians are more likely to use a credit card than cash.
    Yes
    No


  1. I am concerned about being able to support myself after high school.
    Yes
    No


  1. I am concerned my parents/guardians will not be able to support me financially if I attend college.
    Yes
    No


  1. I sometimes feel guilty for being a financial burden to my parents.
    Yes
    No


  1. I am are concerned about my parents’/guardians’ financial well-being.
    Yes
    No


  1. I can name at least one financial issue I believe my parents or guardians are concerned about.
    Yes
    No


  1. I believe that my parents/guardians are concerned about paying credit card bills.
    Yes
    No


  1. I think my parents/guardians are concerned with saving to make a big purchase.
    Yes
    No


  1. I think my parents/guardians are concerned with how their investments are doing.

    Yes
    No


  1. I am concerned with how my parent’s investments are doing.
    Yes
    No


  1. I am concerned with how my parent’s investments are doing.
    Yes
    No


  1. I am concerned with how my parents are saving to make a big purchase.
    Yes
    No


  1. I am concerned with how my parents are paying cell phone bills.
    Yes
    No


  1. I am concerned with how my parents are paying telephone bills.
    Yes
    No


  1. I am concerned with how my parents are paying medical expenses.
    Yes
    No


  1. I am concerned with how my parents are paying credit card bills.
    Yes
    No


  1. I am concerned with how my parents are saving for an emergency.
    Yes
    No


  1. I am concerned with how my parents are going to be able to retire.
    Yes
    No


  1. I am concerned with how my parents are paying daily expenses.
    Yes
    No


  1. I am concerned with how my parents are paying utility bills.
    Yes
    No


  1. I am concerned with how my parents are paying the mortgage or rent.
    Yes
    No


  1. I am concerned with how my parents are paying the car expenses.
    Yes
    No


  1. I am concerned with how my parents will be paying for my college.
    Yes
    No


  1. Money matters are different for us as a teen today compared to when our parents/guardians were teenagers.
    Yes
    No


  1. I want to learn how to make their money grow.
    Yes
    No


  1. I believe learning about money is “interesting.”
    Yes
    No


  1. Learning about money management is one of my top priorities.
    Yes
    No


  1. I am motivated to learn about money matters such as budgeting, saving and investing.

    Yes
    No


  1. I am motivated to learn how to pay my bills.
    Yes
    No


  1. I am motivated to learn how to stay out of debt.
    Yes
    No


  1. I am motivated to learn about how not have to rely on others for money.
    Yes
    No


  1. I want to learn about money matters to get married.
    Yes
    No


  1. I want to learn about money matters to get rich.
    Yes
    No


  1. I want to learn about money matters to get a good job.
    Yes
    No


  1. I want to learn about money matters to be able to do the things I love.
    Yes
    No


  1. I want to learn about money matters to buy the things I like.
    Yes
    No


  1. I want to learn about money matters to be able to take care of my family.
    Yes
    No


  1. I want to learn about money matters so that I will not have to rely on others for money.
    Yes
    No


  1. I want to learn about money matters so I will be able to pay my bills.
    Yes
    No


  1. I want to learn about money matters to stay out of debt.
    Yes
    No


  1. I would rather learn the basics of money management through experience instead of in a classroom.
    Yes
    No


  1. I believe that my parents/guardians are concerned with making sure that I am learning the basics of smart money management.
    Yes
    No


  1. I am involved in the process of paying household bills or helping to manage the household finances.
    Yes
    No


  1. My parents/guardians talk to me about money.
    Yes
    No


  1. I believe it is disrespectful to ask my parents or guardians about their finances.
    Yes
    No


  1. I have learned how to use a credit card responsibly (importance of participating in a 401(k) plan from my parents.
    Yes
    No


  1. I understand why my parents/guardians make the financial decisions they do.
    Yes
    No


  1. My parents or guardians talked to mt about money weekly or more. I can report that “my parents/guardians have taught me how to invest money wisely to make it grow.”
    Yes
    No


  1. I can report that “my parents/guardians have taught me how to invest money wisely to make it grow.”
    Yes
    No





Mrs. Barrett
Computer Applications, Business Communications, Marketing, and Personal Finance Teacher
South Windsor High School
South Windsor, CT