30 Day Underwriting Follow Up and Assessment - 2014 onboard

This survey is designed to measure your satisfaction with the training you received during on boarding and your knowledge of Underwriting procedures.
Name: 


A red asterisk (*) indicates required questions.

  1. The 2 Day classroom training prepared me for my role as an Underwriter.*
     
      1 2 3 4 5  
    Strongly Agree  Strongly Disagree


  1. What are your reasons for this rating?


  1. The 2 Day classroom presentation provided the appropriate amount of content for my new role.*
      1 2 3 4 5  
    Strongly agree   Strongly disagree


  1. What are your reasons for this rating?


  1. The 2 Day classroom presentation provided the appropriate amount of context for my new role.*
      1 2 3 4 5  
    Strongly agree   Strongly disagree


  1. What are your reasons for this rating?


  1. The Side by Side training prepared me for my role as an Underwriter.*
      1 2 3 4 5  
    Strongly agree   Strongly disagree


  1. What are your reasons for this rating?


  1. The Day Side by Side training provided the appropriate amount of content for my new role.*
      1 2 3 4 5  
    Strongly agree   Strongly disagree


  1. What are your reasons for this rating?


  1. The Side by Side training provided the appropriate amount of context for my new role.*
      1 2 3 4 5  
    Strongly agree   Strongly disagree


  1. What are your reasons for this rating?


  1. How do you notate an application for an individual with both open and closed Eaglemark Savings Bank loans?


  1. What is the minimum credit history required to qualify for Standard Credit Program?*


  1. What is the max LTV allowed on the First Time Buyer program?*


  1. What are the credit requirements for the Limited Credit Program?*


  1. What credit tiers will have turndowns with only policy reasons?*


  1. What is the name of the information site that provides a link to all the current Policy and Procedure?*


  1. What is the process for declining an application from a CAP dealership if you are not authorized to send CAP decisions?*


  1. When is it appropriate to contact a dealer regarding a low Loan to Value ratio?*


  1. What are two aspects of deal structure that can be altered to reduce risk?*


  1. The following decision notes meet the requirements for using the 5 C's:

    ok approve contg 4 refs/valid wk#, has stab hm/wk, cust has good pay hist on paid auto/inst, has minor slows on open auto - pays well overall. open mgtg no lates. low rev balances.
    *
    Yes
    No


  1. The following decision notes meet the requirements for using the 5 C's:

    TD based on poor inst hist, has 5x60 and 3x90 on open auto, high PTI 12% at 66%ltv, collateral value too high for income. Does not show willingness to pay.*
    Yes
    No


  1. Which of the 5 C's are represented in the notes below? (select all that apply)

    contg POI 4 refs, stab wk, stated income ok. has prev paid autos, PTI less 8%. *
    Character
    Capacity
    Collateral
    Capital
    Conditions


  1. Please review the application information for Robert Smith. Please provide your credit decision in the space below.


  1. Please review the application information for Eddie Maldonado. Detail which fraud workflow you used to resolve the alert and what your outcome is.


  1. Please review the application information for Courtney Gates. Detail which fraud workflow you used to resolve the alert and what your outcome is.





OD&L
TX