WWDRS (What Would Dave Ramsey Say?)

Ask the following questions of you parent(s). Their responses are only part of data collection, I will not look at or share names and specific answers.
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Name: 


A red asterisk (*) indicates required questions.

  1. At what age would you realistically like to retire?*


  1. Do you believe your retirement will be as financially comfortable as your working years?*
    Yes
    No


  1. How much money do you believe should be saved before you retire?*


  1. Have you seriously considered how you will fund your retirement?*
    Yes
    No


  1. Do you have retirement investments beyond Social Security and Medicare?*
    Yes
    No


  1. Do you believe Social Security and Medicare will provide you with retirement income and benefits?*
    Yes, I believe both my generation as well as my childrens' will receive full benefits
    Yes, I believe I will receive full benefits, but perhaps not later generations
    Yes, but only partial benefits
    No


  1. What percentage of your net income is specifically invested for retirement?*
    0%
    under 10%
    15%
    over 15%


  1. At what age did you start saving or investing for retirement?*
    under 20 years old
    20-30
    30-40
    40-50
    have not yet started


  1. If you have other retirement investments, identify.
    savings account specifically for retirement
    money market account
    mutual funds
    single stocks
    401K or 403B
    IRA
    bonds
    fixed annuities
    variable annuities
    rental real estate
    gold
    other


  1. If other, specify.


  1. Have you borrowed against your retirement investments e.g. taken out a loan against your 403B?
    Yes
    No





Ms. G
Voorhees High School
Glen Gardner, NJ