Presentation/Discussion Survey: 6 June (MALL GROUP/WVBK)

The Paths to Home-ownership: The Process, Programs and Terminology
Name (optional): 


  1. About which portion(s) of the loan process do you know the most? Multiple answers are acceptable.
    initial pre-qualification conversation
    pre-qualification
    application & supporting docs
    pre-approval
    pre-approval letter for a bid
    approval and earliest rate lock
    initial disclosures
    scrub processing & supporting docs - openning
    appraisal ordered - openning
    verifications requested - openning
    title search ordered- openning
    final processing & last doc call - openning
    loan package evaluation - underwriting
    possible last doc/contingency call - underwriting
    final approval (or...) - underwriting
    mortgage insurance (if necessary) - underwriting
    title insurance ordered - preclosing
    final contingency deadline - preclosing
    closing is scheduled - preclosing
    printing and submission of loan docs & Closing Disclosure (CD/HUD-1) to title - closing
    three day CD reveiw period - closing
    final walk through (option) - closing
    closing meeting/signing of docs - closing
    title co. records and sends title to bank/lender - closing
    bank/lender funds - closing


  1. About which portion(s) of the loan process do you know the LEAST? Multiple answers are acceptable.
    initial pre-qualification conversation
    pre-qualification
    application & supporting docs
    pre-approval
    pre-approval letter for a bid
    approval and earliest rate lock
    initial disclosures
    scrub processing & supporting docs - openning
    appraisal ordered - openning
    verifications requested - openning
    title search ordered- openning
    final processing & last doc call - openning
    loan package evaluation - underwriting
    possible last doc/contingency call - underwriting
    final approval (or...) - underwriting
    mortgage insurance (if necessary) - underwriting
    title insurance ordered - preclosing
    final contingency deadline - preclosing
    closing is scheduled - preclosing
    printing and submission of loan docs & Closing Disclosure (CD/HUD-1) to title - closing
    three day CD reveiw period - closing
    final walk through (option) - closing
    closing meeting/signing of docs - closing
    title co. records and sends title to bank/lender - closing
    bank/lender funds - closing


  1. About which loan type(s) would you prefer to discuss and learn more?
    USDA
    FHA
    VA
    Conventional
    Other (Idaho Housing, Grants, Secondary loans, etc.)


  1. About which loan categorization(s) would you prefer to discuss and learn more?
    fixed-rate
    adjustable-rate (ARM)
    government vs. conventional
    jumbo vs conforming


  1. Please add a topic (topics) and/or a question (questions) which you would like to discuss, etc.